At 45 you should be in 6th still and doing much better fuel mileage than 65 because of less wind drag and friction. After 60 you're almost always in boost so much harder on fuel, in the winter time you lose volume of gasoline just from shrinkage because of the cold. You fill up with 12 gallons coming out of the ground @50°F and 2 hours later you only have 11.2 gallons @-10°F. So there goes 8% mpg right there, then all the CVjoint grease that's like cement when cold, the 2 differentials full of molasse. Wheel bearings, driveshaft U-joint and steady bearing all get harder to turn in winter. Mine goes from 7.3l/100k summer to 9.3 winter. Winter is hard on MPG.